PI insurance for contractors, consultants, professionals and small businesses

Any contractor, consultant, professional or small business who provides professional advice or designs is open to a claim for damages if things go wrong. Costs could run into the millions.

Protect yourself with our Professional Indemnity insurance, provided by GSI Direct. We’re a New Zealand-based company and our cover is underwritten by Lloyd’s of London. It’s easy to arrange because you can do it all online.

Lloyd’s of London is a member of the Insurance Council of NZ and adhere to the Fair Insurance Code, which provides you with assurance that we have high standards of service to our customers.

Member - Fair Insurance Code

professional indemnity insurance covered occupations

Covers 200+ occupations

From engineers to IT contractors, our policies guard against claims of negligent error, unintentional breach of contract and much more. Whether you’re a contractor, consultant, professional or small business, make sure you’re covered.

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professional indemnity insurance underwritten by Lloyd's

Underwritten by Lloyd’s

All GSI Direct insurance products are backed by Lloyd’s of London, the world’s leading specialist insurance market with gross written premiums many times the size of the entire New Zealand insurance market.

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affordable price for professional indemnity insurance

Excesses starting at $250

Our Professional Indemnity insurance offers you some of the lowest excesses available in New Zealand. If you ever need to make a claim it’s good to know you won’t have to fund a large excess before your cover kicks in.

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no application at renewal for professional insurance cover

No application at renewal

We’re here to make things easy. As long as you don’t have any claims or changes in circumstances, you generally won’t be required to complete an application or declaration form at renewal time.

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Why you need Professional Indemnity insurance

Professional Indemnity insurance helps you mitigate the financial risks when a claim is made against your business. By purchasing insurance you can call upon our help in the event of a claim. This may include appointing legal representation and paying them to assist with your defence. If you lose, we could protect your business by paying the costs of any compensation awarded against you.

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