Covers 200+ occupations
From engineers to IT contractors, our policies guard against claims of negligent error, unintentional breach of contract and much more. Whether you’re a contractor, consultant, professional or small business, make sure you’re covered.
Underwritten by Lloyd’s
All GSI Direct insurance products are backed by Lloyd’s of London, the world’s leading specialist insurance market with gross written premiums many times the size of the entire New Zealand insurance market.
Excesses starting at $250
Our Professional Indemnity insurance offers you some of the lowest excesses available in New Zealand. If you ever need to make a claim it’s good to know you won’t have to fund a large excess before your cover kicks in.
No application at renewal
We’re here to make things easy. As long as you don’t have any claims or changes in circumstances, you generally won’t be required to complete an application or declaration form at renewal time.
Why you need Professional Indemnity insurance
Professional Indemnity insurance helps you mitigate the financial risks when a claim is made against your business. By purchasing insurance you can call upon our help in the event of a claim. This may include appointing legal representation and paying them to assist with your defence. If you lose, we could protect your business by paying the costs of any compensation awarded against you.